FTMO Discount Code October 2026: Verified Status & Real Savings

Short answer: there is no working FTMO discount code in October 2026. FTMO rarely runs public promotions, and when it does they are short sales announced on its own site, not codes handed to coupon sites. The real way to cut the cost is built into the product: pass the 2-Step Challenge, take your first reward, and FTMO refunds the fee in full.

FTMO Coupon Code 2026: Every Offer We Checked

Offer	Saving	Status	Valid until
Promo code at checkout	-	No verified code	Re-checked 1 Nov 2026
2-Step Challenge fee refund	100% of the fee	Active, permanent	No expiry
FTMO Free Trial	Free practice account	Active, permanent	No expiry
New Year Flash Sale	20% off all challenges	Expired	3 Jan 2026

The New Year sale is the most recent FTMO promotion we could trace, reported by third-party listings rather than an FTMO page we could still read. We list it so you can see what a genuine FTMO sale looks like: a fixed percentage across all challenges, shown at checkout without a code, and gone within days.

Why Most FTMO Promo Codes Online Don't Work

Search for an FTMO promo code and you will find pages promising 20%, 50% or even 70% off, with codes such as INVEST. We could not confirm any of them. Several of those pages contradict themselves - one lists an active deal in its header and says no codes are available in its own introduction, and another offers savings on an FTMO annual plan, a product FTMO does not sell. FTMO charges a one-time challenge fee, nothing else.

The test is simple. If a code is real, the price at checkout drops before you pay. If the field rejects it or the total stays the same, the code is dead. Never pay a third party for an FTMO account or a code, and never pay before you have seen the discounted total on FTMO's own checkout.

The FTMO Challenge Discount That Does Work: The 2-Step Refund

On the 2-Step Challenge, FTMO returns your fee once you pass both phases and receive your first reward from the funded account. For a trader who passes, the challenge cost is zero - a bigger saving than any coupon in the industry. The newer 1-Step Challenge does not carry this refund, though it pays a 90% split from the start against the 2-Step's 80%.

2-Step Challenge

10% then 5% target, 5% daily and static 10% maximum loss, four minimum trading days per phase. Fee refunded with your first reward.

Effective cost €0

1-Step Challenge

Single 10% target, 3% daily loss, a 10% maximum loss that trails your end-of-day balance and a 50% Best Day Rule. 90% split, no refund.

Fee kept

FTMO prices in euros. Fees run from €155 for the entry account to €1,080 for the largest, verified in August 2026. Because the 2-Step refund returns the whole fee, it is worth more on a large account than any percentage code would be.

How to Pay Less for an FTMO Challenge

Five ways to cut the real cost

Choose the 2-Step, not the 1-Step. It refunds the fee and gives you a 5% daily limit instead of 3%.

Start with the Free Trial. It runs the same rules at no cost, so you find out whether the daily limit suits you before you pay.

Buy the size you can pass, not the biggest. A failed €1,080 challenge costs seven times more than a failed €155 one.

Take your first reward as soon as you qualify. Passing alone does not trigger the refund - the payout does.

Pay in euros if your card charges a conversion fee. FTMO prices in EUR, so a foreign-currency card can add a few percent.

Read the full FTMO review

Both drawdown rules, the 14-day payout cycle, the OANDA deal and who should skip FTMO.

FTMO review

Want a code that works today?

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FTMO Discount Code FAQ

Is there an FTMO discount code that works right now?

No. As of 21 October 2026 FTMO has no public discount code or sale running, and none of the codes on coupon aggregators could be confirmed. We re-check on 1 November 2026 and update this page the same day.

Does FTMO ever run sales?

Occasionally, and briefly. The most recent we could trace was a 20% New Year Flash Sale across all challenges that ended on 3 January 2026. FTMO announces these on its own site and applies them at checkout. There is no announced sale for the rest of 2026 yet.

Is the FTMO challenge fee refundable?

On the 2-Step Challenge, yes - the fee is returned with your first reward once you are funded. On the 1-Step Challenge, no. That refund is the largest FTMO challenge discount available.

Would an FTMO promo code work on the 1-Step Challenge?

Past FTMO sales covered all challenge types. But the 1-Step never refunds its fee, so even at 20% off it usually costs more than a 2-Step you pass, which ends up free.

How often is this page updated?

Every month. The status box shows the day we last checked FTMO and the day that status expires. If FTMO launches a sale before then, we update the page early.